Childcare subsidy simplified- Rebates in Australia explained

Creative Childcare • February 10, 2021
Children learning through music

Back in July 1 2018 , the Australian government withdrew the Child Care Rebate. Families would no longer be able to claim this rebate to assist with child care fees or other charges. Instead, they would need to claim the Child Care Subsidy, which works in a slightly different way but still offers support for families who need to pay for child care. To help ease the transition, the government continued to balance payments approved across any financial year up until 2018-19. 15% of Child Care Rebates were withheld across each financial year, and this money was either paid directly back to rebate recipients after payments were balanced or used to offset any overpayments that may have occurred. Now, families in Australia benefit from the Child Care Subsidy. This benefit sees the government subsidising the childcare costs of families who may find themselves in need. The idea is to give parents the opportunity to continue with careers and endeavours alongside their duties to their children.
The Child Care Subsidy is influenced by three major factors. These are:

  • Household income
  • The type of child care being subsidised
  • The activity level of the applicant

Household income The more income a household receives, the less eligible they become for the Child Care Subsidy:
  • A household with an
  • income of $353,680 or above
  • will not be eligible for Child Care Subsidy.
  • Households with income between $343, 680 and $353,680 are eligible to receive 20% subsidy.
  • Households with income between $253,680 and $343,680 are eligible to receive between 20% and 50% subsidy, on a sliding scale with subsidy decreasing by 1% for every additional $3,000 of income.
  • Households with income between $174,390 and $253,680 are eligible to receive 50% subsidy.
  • Households with income between $69,390 and $174,390 are eligible to receive between 50% and 85%, on a sliding scale with subsidy decreasing by 1% for every additional $3,000 of income.
  • Households with income between $0 and $69,390 are eligible for the maximum subsidy level of 85%.

Type of child care The type of child care being subsidized also influences the amount of subsidy received:
  • Centre-based day care subsidies are capped at an hourly rate of $12.20 per below school-aged child (school-aged children are capped at an hourly rate of $11.30 per child).
  • Family day care is capped at an hourly rate of $11.30 per child.
  • Outside school hours care is capped at an hourly rate of $10.67 per school-aged child (children below school age have their care capped at $12.20 per child).
  • In-home care is capped at an hourly rate of $33.17 per family.

Activity level Your level of activity each fortnight can have an impact on the amount of subsidy received. Activities must be on the government's recognised list , including paid work, setting up a business, looking for work, studying towards a qualification, improving work skills or volunteering.
  • If you spend more than
  • 48 hours per fortnight
  • on one of these recognised activities, you are eligible to receive 100 hours of subisidised care.
  • Activity of between 16 and 48 hours means eligibility for 72 hours of care.
  • Activity of between 8 and 16 leads to eligibility for 36 hours of care.
  • Activity of less than 8 hours provides eligibility for 24 hours of care (this falls to 0 hours if income rises above $69,390.


Additional subsidised care may be delivered to parents who engage only in volunteering or job search activities. Get in touch with our team to learn more about how Child Care Subsidies can help you.

April 23, 2025
Finding the perfect preschool for your little one is an exciting journey. You want a place where they will fell happy, safe, and inspired to learn each day.. With so many options available on Hunter Street. How do you choose the best preschool that feels just right for your child’s early years? At a great preschool like Creative Childcare, children build confidence, friendships, and a love for learning that lasts a lifetime. And as parents, you’re part of that journey too! The right preschool works hand-in-hand with families to support each child’s growth. From teaching philosophies to location and safety, every detail matters. Creative Childcare’s guide will help you navigate the essential factors when choosing a preschool in Hunter Street, making sure your child feels happy, safe, and supported in their early learning journey. Understanding Your Family's Priorities Every child is unique, and the right preschool should align with your family’s educational values. Start by considering the preschool’s teaching philosophy—do you prefer a play-based approach that encourages creativity, or a structured learning environment that prepares children for formal schooling? Cultural and religious values may also play a role in your decision. Some families prefer a preschool that integrates their traditions, while others look for diversity and inclusivity in the curriculum. Additionally, if language development is a priority, a bilingual program or a centre that embraces multiculturalism can offer long-term benefits. Choosing a preschool that aligns with your values ensures your child grows in an environment that feels familiar and supportive. Researching Preschools on Hunter Street Once you know your priorities, it's time to research the best options surrounding Hunter Street. Location and accessibility are crucial—consider how easy it is to drop off and pick up your child while balancing work and daily commitments. A conveniently located preschool can make your routine smoother. Check the operating hours to ensure they align with your schedule. Some preschools offer extended care for working parents. Reviews and recommendations from other parents can also provide valuable insights. Reading testimonials, checking social media pages, and speaking to families with children already enrolled can give you a clearer picture of a preschool’s reputation. A well-reviewed preschool with a strong community presence is often a reliable choice. A Safe and Stimulating Space for Your Child A child’s surroundings play a vital role in their development. When visiting a preschool, observe the safety and cleanliness—does the centre have secure entry points, well-maintained play areas, and hygienic facilities? A safe environment ensures peace of mind for parents and allows children to explore with confidence. Look at the indoor and outdoor spaces. Are classrooms inviting, filled with natural light, and stocked with engaging materials? Does the preschool have outdoor play areas that encourage physical activity and social interaction? Well-designed learning spaces should balance structured lessons with free play, allowing children to develop creativity, problem-solving skills, and independence. Assessing Educator Qualifications and Ratios The educators at a preschool shape your child’s early learning experience. Ensure that teachers have certified qualifications in early childhood education, as per Australian standards. Beyond credentials, great educators are warm, patient, and passionate about helping young minds flourish. Staff-to-child ratios are another key factor. Smaller class sizes allow for more personalised attention, helping children feel heard and supported. Ask about professional development—do educators receive ongoing training? A preschool that invests in its staff ensures children receive the highest quality education and care. Exploring Curriculum and Programs A strong curriculum sets the foundation for lifelong learning. Many Australian preschools follow the Early Years Learning Framework (EYLF), which supports children’s development through play-based experiences. A curriculum that balances literacy, numeracy, and emotional development ensures children gain essential skills for school readiness. Beyond academics, look for extracurricular activities. Music, art, storytelling, and movement programs enhance creativity and social skills. Some preschools also offer programs that help children transition smoothly into primary school, fostering confidence in the next stage of their education. A well-rounded preschool experience should be both educational and fun! Guiding Your Child’s Growth with Care and Support Clear policies create a positive and structured environment for children. Behaviour management is one of the most important aspect, how does the preschool guide children’s social and emotional development? Look for a centre that uses positive reinforcement and conflict-resolution strategies instead of strict discipline. Health and nutrition are also essential. Does the preschool provide nutritious meals, or do parents need to pack lunches? If your child has allergies or dietary restrictions, ensure the preschool can accommodate their needs. Regular communication with families is crucial, too. A great preschool will keep parents informed about their child’s progress through newsletters, meetings, and daily updates. Considering Cost and Financial Support We know cost is an important factor when choosing a preschool. That’s why we are here to help you understand your options. Some preschools may have extra costs for excursions or special programs, so it’s always good to ask about the full picture upfront. Families may also be eligible for the Child Care Subsidy (CCS) , which can significantly reduce costs. Check if the preschool is CCS-approved and inquire about financial assistance options. Investing in quality early education is valuable, but finding a preschool that offers affordability without compromising on quality is key.  Visiting and Engaging with Potential Preschools Before making a final decision, schedule visits to shortlisted preschools. Seeing the centre in action allows you to observe the learning environment, meet the educators, and ask questions. Pay attention to how children interact with teachers and whether the atmosphere feels warm and welcoming. Many preschools offer trial sessions or orientation programs where your child can experience the environment before enrolment. Attending community events and open days also provides insight into the preschool’s culture. A strong sense of community and parent involvement often indicates a preschool that values family partnerships. Why Creative Childcare is the Right Choice on Hunter Street While many preschools in Hunter Street offer great learning experiences, Creative Childcare stands out for its commitment to nurturing, supporting, and inspiring young learners . Warm and Welcoming Atmosphere: Families feel a true sense of belonging from the moment they enter. Qualified and Passionate Educators: Teachers focus on personalised learning and child-led development. Play-Based and Structured Learning: A balance of creativity and school readiness ensures children thrive. Safe and Engaging Facilities: Thoughtfully designed spaces encourage exploration and growth. Strong Parent Partnerships: Open communication and family involvement are at the heart of the centre’s philosophy. If you're looking for a Hunter Street preschool that truly aligns with your family's needs, Creative Childcare provides a warm, inclusive, and enriching early learning environment. Here, children are encouraged to play, learn, laugh and grow while building a bright future. If you'd like to learn more about Creative Childcares services you can contact us by calling 1300 002 929 , by email or by filling out our online form .
Early Education at Creative Childcare Hunter Street
March 23, 2025
Give your child the best start at Creative Childcare Hunter Street with play-based learning, caring educators, and a nurturing environment.
February 23, 2025
At Creative Childcare Hunter Street, we believe that curiosity and creativity are the building blocks of a child’s growth and development. By fostering an environment where young minds can explore, imagine, and create, we empower children to think outside the box and approach the world with wonder. Here are the ways we inspire curiosity and creativity every day: Inspiring Exploration Through Play Play is at the heart of our approach to learning. Whether indoors or outdoors, we provide opportunities for children to discover new ideas, experiment with materials, and engage their senses. From exploring nature in our garden to building imaginative worlds with blocks, we encourage children to follow their curiosity and lead their own learning adventures. Encouraging Questions and Discovery We nurture a culture of inquiry, where children feel confident asking questions and seeking answers. Our educators actively engage with children’s ideas, guiding them through hands-on activities and discussions that spark discovery. By turning questions into opportunities for exploration, we cultivate a love of learning that stays with them for life. Creative Arts and Expression Art is a powerful way for children to express themselves. At our centre, we provide a wide variety of creative materials—from paints and crayons to clay and recycled items—to inspire artistic exploration. Whether through painting, crafting, or storytelling, children develop their unique voices while honing their fine motor skills and creativity. Imaginative Role-Play and Storytelling Role-play and storytelling ignite children’s imaginations and help them make sense of the world around them. We create spaces for children to transform into chefs, explorers, or even astronauts. Through these imaginative scenarios, they practice problem-solving, communication, and collaboration while having endless fun. Hands-On STEM Activities Science, technology, engineering, and mathematics (STEM) come alive at Creative Childcare through engaging, hands-on activities. From experimenting with simple science projects to building towers and exploring patterns, we integrate STEM concepts into play to develop critical thinking and creativity. These experiences help children see the exciting possibilities in the world around them. Nature-Based Learning The natural world is an endless source of curiosity. We encourage children to explore and connect with nature through gardening, nature walks, and outdoor play. By observing plants, insects, and seasonal changes, children develop a sense of wonder for the environment and learn valuable lessons about the interconnectedness of life. Celebrating Individuality Every child is unique, and we celebrate their individuality by tailoring activities to their interests and strengths. Whether a child loves music, construction, or storytelling, we provide opportunities for them to shine and share their passions. This personalised approach helps children feel valued and confident in their creative abilities. Collaborative Projects Working together on projects helps children learn the value of teamwork while sparking new ideas. From building large-scale art installations to solving puzzles as a group, collaborative activities teach children to share, listen, and innovate together. Supporting Risk-Taking and Resilience Creativity flourishes when children feel safe to take risks and try new things. We provide an environment where it’s okay to make mistakes and learn from them. This encourages children to experiment, persevere through challenges, and discover solutions on their own, building both creativity and resilience. Reflecting on Experiences Reflection is an important part of the creative process. We encourage children to talk about their projects, share their thoughts, and celebrate their achievements. This practice helps them build confidence in their ideas and appreciate the journey of learning and creating. At Creative Childcare Hunter Street, we are committed to nurturing the curiosity and creativity that make childhood so magical. By providing a supportive and inspiring environment, we help children discover their potential and equip them with the tools to approach the world with confidence, imagination, and joy. If you'd like to learn more about Creative Childcares services you can contact us by calling 1300 002 929 , by email at contact@creativechildcare.com.au or by filling out our online form .
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