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Childcare subsidy simplified- Rebates in Australia explained

Creative Childcare • February 10, 2021
Children learning through music

Back in July 1 2018 , the Australian government withdrew the Child Care Rebate. Families would no longer be able to claim this rebate to assist with child care fees or other charges. Instead, they would need to claim the Child Care Subsidy, which works in a slightly different way but still offers support for families who need to pay for child care. To help ease the transition, the government continued to balance payments approved across any financial year up until 2018-19. 15% of Child Care Rebates were withheld across each financial year, and this money was either paid directly back to rebate recipients after payments were balanced or used to offset any overpayments that may have occurred. Now, families in Australia benefit from the Child Care Subsidy. This benefit sees the government subsidising the childcare costs of families who may find themselves in need. The idea is to give parents the opportunity to continue with careers and endeavours alongside their duties to their children.
The Child Care Subsidy is influenced by three major factors. These are:

  • Household income
  • The type of child care being subsidised
  • The activity level of the applicant

Household income The more income a household receives, the less eligible they become for the Child Care Subsidy:
  • A household with an
  • income of $353,680 or above
  • will not be eligible for Child Care Subsidy.
  • Households with income between $343, 680 and $353,680 are eligible to receive 20% subsidy.
  • Households with income between $253,680 and $343,680 are eligible to receive between 20% and 50% subsidy, on a sliding scale with subsidy decreasing by 1% for every additional $3,000 of income.
  • Households with income between $174,390 and $253,680 are eligible to receive 50% subsidy.
  • Households with income between $69,390 and $174,390 are eligible to receive between 50% and 85%, on a sliding scale with subsidy decreasing by 1% for every additional $3,000 of income.
  • Households with income between $0 and $69,390 are eligible for the maximum subsidy level of 85%.

Type of child care The type of child care being subsidized also influences the amount of subsidy received:
  • Centre-based day care subsidies are capped at an hourly rate of $12.20 per below school-aged child (school-aged children are capped at an hourly rate of $11.30 per child).
  • Family day care is capped at an hourly rate of $11.30 per child.
  • Outside school hours care is capped at an hourly rate of $10.67 per school-aged child (children below school age have their care capped at $12.20 per child).
  • In-home care is capped at an hourly rate of $33.17 per family.

Activity level Your level of activity each fortnight can have an impact on the amount of subsidy received. Activities must be on the government's recognised list , including paid work, setting up a business, looking for work, studying towards a qualification, improving work skills or volunteering.
  • If you spend more than
  • 48 hours per fortnight
  • on one of these recognised activities, you are eligible to receive 100 hours of subisidised care.
  • Activity of between 16 and 48 hours means eligibility for 72 hours of care.
  • Activity of between 8 and 16 leads to eligibility for 36 hours of care.
  • Activity of less than 8 hours provides eligibility for 24 hours of care (this falls to 0 hours if income rises above $69,390.


Additional subsidised care may be delivered to parents who engage only in volunteering or job search activities. Get in touch with our team to learn more about how Child Care Subsidies can help you.

February 23, 2025
At Creative Childcare Hunter Street, we believe that curiosity and creativity are the building blocks of a child’s growth and development. By fostering an environment where young minds can explore, imagine, and create, we empower children to think outside the box and approach the world with wonder. Here are the ways we inspire curiosity and creativity every day: Inspiring Exploration Through Play Play is at the heart of our approach to learning. Whether indoors or outdoors, we provide opportunities for children to discover new ideas, experiment with materials, and engage their senses. From exploring nature in our garden to building imaginative worlds with blocks, we encourage children to follow their curiosity and lead their own learning adventures. Encouraging Questions and Discovery We nurture a culture of inquiry, where children feel confident asking questions and seeking answers. Our educators actively engage with children’s ideas, guiding them through hands-on activities and discussions that spark discovery. By turning questions into opportunities for exploration, we cultivate a love of learning that stays with them for life. Creative Arts and Expression Art is a powerful way for children to express themselves. At our centre, we provide a wide variety of creative materials—from paints and crayons to clay and recycled items—to inspire artistic exploration. Whether through painting, crafting, or storytelling, children develop their unique voices while honing their fine motor skills and creativity. Imaginative Role-Play and Storytelling Role-play and storytelling ignite children’s imaginations and help them make sense of the world around them. We create spaces for children to transform into chefs, explorers, or even astronauts. Through these imaginative scenarios, they practice problem-solving, communication, and collaboration while having endless fun. Hands-On STEM Activities Science, technology, engineering, and mathematics (STEM) come alive at Creative Childcare through engaging, hands-on activities. From experimenting with simple science projects to building towers and exploring patterns, we integrate STEM concepts into play to develop critical thinking and creativity. These experiences help children see the exciting possibilities in the world around them. Nature-Based Learning The natural world is an endless source of curiosity. We encourage children to explore and connect with nature through gardening, nature walks, and outdoor play. By observing plants, insects, and seasonal changes, children develop a sense of wonder for the environment and learn valuable lessons about the interconnectedness of life. Celebrating Individuality Every child is unique, and we celebrate their individuality by tailoring activities to their interests and strengths. Whether a child loves music, construction, or storytelling, we provide opportunities for them to shine and share their passions. This personalised approach helps children feel valued and confident in their creative abilities. Collaborative Projects Working together on projects helps children learn the value of teamwork while sparking new ideas. From building large-scale art installations to solving puzzles as a group, collaborative activities teach children to share, listen, and innovate together. Supporting Risk-Taking and Resilience Creativity flourishes when children feel safe to take risks and try new things. We provide an environment where it’s okay to make mistakes and learn from them. This encourages children to experiment, persevere through challenges, and discover solutions on their own, building both creativity and resilience. Reflecting on Experiences Reflection is an important part of the creative process. We encourage children to talk about their projects, share their thoughts, and celebrate their achievements. This practice helps them build confidence in their ideas and appreciate the journey of learning and creating. At Creative Childcare Hunter Street, we are committed to nurturing the curiosity and creativity that make childhood so magical. By providing a supportive and inspiring environment, we help children discover their potential and equip them with the tools to approach the world with confidence, imagination, and joy. If you'd like to learn more about Creative Childcares services you can contact us by calling 1300 002 929 , by email at contact@creativechildcare.com.au or by filling out our online form .
January 14, 2025
Creative Childcare Hunter Street Reconciliation. At Creative Childcare Hunter Street, reconciliation is more than a process; it’s a meaningful journey that we embrace together. By fostering respectful relationships and celebrating diversity, we aim to create a vibrant and inclusive environment for every child in our care. Here’s how our reconciliation initiatives are making a difference every day: Embracing Cultural Awareness Our journey begins with cultivating cultural awareness. Through storytelling, music, and art, we introduce children to diverse cultural heritages. These engaging sessions spark curiosity and encourage children to celebrate the richness of different traditions. By exploring these stories together, we nurture understanding and appreciation from an early age. Interactive Learning Experiences We believe hands-on experiences are key to understanding. Children at our centre participate in interactive activities, from traditional games and dances to creating art inspired by cultural motifs. These activities help children connect with cultural expressions in a meaningful way, fostering respect and joy in diversity. Building Relationships with Local Communities Strong connections with local communities are at the heart of our approach. We collaborate with community leaders, artists, and educators to enrich our programs. Guest speakers and community events provide opportunities for children to learn directly from cultural knowledge holders, fostering authentic relationships and shared experiences. Incorporating Diverse Perspectives Our curriculum is designed to reflect a variety of perspectives across all learning areas. By integrating cultural stories, traditions, and environmental knowledge into everyday activities, we help children develop a holistic understanding of the world. This approach creates a sense of belonging and deep respect for all cultures. Celebrating Cultural Days and Events Throughout the year, we honour significant cultural days and events. From themed weeks to community festivals, these celebrations immerse children in meaningful activities that highlight the importance of cultural milestones. Through discussions, creative projects, and participation in these events, children develop a deep appreciation for different heritages. Promoting Respectful Relationships Reconciliation is about building bridges of understanding. We create an environment where children learn to value diverse perspectives and practice empathy. Through role-playing, collaborative activities, and guided discussions, we teach the importance of kindness, understanding, and respect for all individuals. Encouraging Critical Thinking At our centre, we encourage children to think critically about cultural differences and historical contexts. Open discussions and age-appropriate activities invite them to ask questions and share their thoughts. This approach not only builds cognitive skills but also fosters compassion and empathy. Nurturing Environmental Awareness A connection to the environment is a vital part of cultural understanding. Through nature-based activities, gardening, and exploring local environments, children learn about sustainable practices and the importance of caring for the land. These activities instill respect for the planet and its cultural significance. Creating Safe Spaces for Sharing We understand the value of open dialogue. Our centre provides safe spaces where children feel comfortable sharing their thoughts and experiences. These conversations empower children to express themselves and learn from one another, fostering confidence and mutual respect. Continuous Reflection and Growth Reconciliation is an ongoing commitment. At Creative Childcare, we regularly reflect on our practices, seek feedback from families and communities, and adapt our initiatives to remain impactful. This dedication ensures we continue to create an inclusive and respectful environment for everyone. If you'd like to learn more about Creative Childcares services you can contact us by calling 1300 002 929 , by email at contact@creativechildcare.com.au or by filling out our online form .
December 10, 2024
Childcare Nutrition: Smart Snacking & Healthy Bites for Growing Kids At the heart of every child’s day is the nourishment they need to grow, learn, and thrive. At our three centres, we see nutrition as more than just food on a plate; it’s our way of inspiring healthy habits, delighting curious taste buds, and nurturing growing bodies and minds. Here’s how we incorporate smart snacking and wholesome nourishment into our daily care. Wholesome Snacking Habits Snack time is a chance to fuel children’s bodies with delicious and nutritious food choices. We offer a variety of fresh fruits, crunchy vegetables, and whole-grain delights to help children develop a taste for foods that support their growth and energy needs. These small but meaningful choices lay the foundation for a balanced and healthy diet. Nutrient-Rich Finger Foods Healthy eating at our centres is always fun and engaging! We provide nutrient-packed finger foods, like colourful veggie sticks, cheese cubes, and whole-grain crackers, which are perfect for little hands. These bites encourage independence while delivering the essential vitamins and minerals children need to thrive. Hydration for Happy Bodies Staying hydrated is just as important as eating well. That’s why water takes centre stage in our daily routine. We encourage children to prioritise this healthy habit by taking regular sips throughout the day, supporting their focus, energy, and overall well-being. Balanced Meal Time Adventures Mealtime is more than just a break—it can be a whole new adventure for children! We thoughtfully prepare meals with a balance of proteins, carbohydrates, and healthy fats to provide the energy and nutrients children need to learn, play, and grow. Every bite is part of their journey toward a healthier future. Creative Presentation for Appetising Appeal Healthy foods are as exciting as they are nourishing at our centre. We create a rainbow of fruits, fun-shaped sandwiches, and vibrant veggie platters to make mealtime an engaging and joyful experience. When food looks as good as it tastes, little ones are eager to dig in and discover new flavours. Mindful Eating Practices We teach children to slow down and connect with their food. By encouraging them to savour each bite and listen to their hunger and fullness cues, we help them foster a positive relationship with food that can last a lifetime. Allergen Awareness Creating a safe and inclusive environment is a top priority for us. We are attentive to food allergies and dietary restrictions, ensuring every child feels included and cared for during meals. This commitment to safety helps all children enjoy their food with confidence and joy. Educating Young Palates Mealtime is also a moment of discovery at our centre. Through fun activities and simple lessons, we teach children about different food groups, the benefits of healthy eating, and how food fuels their amazing bodies. These early lessons empower them to make thoughtful choices as they grow. Snack-Time Variety We believe variety is essential for growing palates! By offering an array of flavors and textures, we expand children’s taste preferences and help them develop an appreciation for different foods. Snack time is an exciting adventure full of new discoveries. Collaboration with Families We know that a child’s nutrition journey is most successful when home and childcare work together. That’s why we maintain open communication with families to ensure consistency and understanding of dietary preferences or restrictions. This partnership creates a seamless and supportive approach to healthy eating. At Creative Childcare, nutrition is about more than feeding young bodies; it’s about sparking joy, building confidence, and creating a foundation for lifelong healthy habits. Through thoughtful choices, creative presentations, and a nurturing environment, we empower children to thrive—one bite at a time. If you'd like to learn more about Creative Childcares services you can contact us by calling 1300 002 929 , by email at contact@creativechildcare.com.au or by filling out our online form .
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